This Privacy Policy includes examples of the types of nonpublic personal information we collect and the kind of companies with whom we share such information. These examples are illustrative and should not be considered a complete inventory of our information collection, use and sharing practices. In addition, you may have other privacy protections under some state laws. We will comply with applicable state laws regarding information about types of information we may disclose about you or require us to provide you with additional notices.

If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you must notify us in writing that you wish to opt out of disclosure of non-public personal information.

Please note that this Privacy Policy will not apply to your relationships with other financial service providers, such as banks, credit card issuers, finance companies and independent insurance agents that are not a part of the Image Printing of South Carolina companies listed below. Their privacy policies will govern how they collect, use and disclose personal information that you allow them to access.

Below is Image Printing of South Carolina's privacy pledge to our customers.

Information We May Collect

Image Printing of South Carolina may collect nonpublic personal information about you from the following sources:

Information we receive from you (or is provided to us on your behalf) on applications and other forms, such as your name, address, telephone number, employer and income;
Information about your transactions with the companies of Image Printing of South Carolina or other nonaffiliated parties, such as your name, address, telephone number, age, credit card usage, insurance coverage, transaction history, claims history and premiums;
Information from consumer reporting agencies, public records and data collection agencies, such as your obligations with others and your creditworthiness; and
Information from health care providers, such as doctors and hospitals to determine your past or present health condition. Health information will be collected as we deem appropriate to determine eligibility for coverage, to process claims, to prevent fraud, and as authorized by you, or as otherwise permitted or required by law.

Information We May Disclose and To Whom We May Disclose Information

The nonpublic personal information Image Printing of South Carolina may collect as described above may be disclosed in order to deliver products and services to you, provide customer service or administer your account.

Disclosures Permitted By Law

Image Printing of South Carolina may disclose all of the nonpublic personal information described above, as permitted by law. For example, we may use affiliated and nonaffiliated parties to perform services for us, such as providing customer assistance, handling claims, protecting against fraud and maintaining software for us. We also may disclose information in response to requests from law enforcement agencies or State insurance authorities.

Disclosures to Nonaffiliated Third Parties

We may disclose nonpublic personal information about you to the following types of third parties. Financial service providers, such as other consumer lenders, mortgage lenders and the retail credit sellers; Non-financial companies, such as retailers, direct marketers, airlines and publishers, we may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Disclosures for Joint Marketing and Servicing

In addition, we may disclose all of the nonpublic personal information we collect as described above, with the exception of health information, to companies that perform marketing services on our behalf (for example, financial service providers, such as banks, and credit card issuers; non-financial companies, such as direct marketers and mail houses; and others, such as membership organizations) or to other financial institutions, such as banks and credit card issuers, with whom we have joint marketing agreements. We also may share such information among the companies of Image Printing of South Carolina to perform marketing services on our behalf or to offer you other Image Printing of South Carolina products and services that we think may be of interest to you.

Information Regarding Former Customers

Image Printing of South Carolina does not disclose nonpublic personal information about former customers or customers with inactive accounts, except in accordance with this Privacy Policy.

Our Security Procedures

Image Printing of South Carolina restricts access to nonpublic personal information about you to those employees whom we determine have a legitimate business purpose to access such information in connection with the provision of products or services to you. We employ security techniques designed to protect our customer data. We provide training and communications programs designed to educate employees about the meaning and requirements of our strict standards for data security and confidentiality.

Changes to this Privacy Policy

We reserve the right to modify or supplement this Privacy Policy at any time. If we make material changes, we will provide current customers with a revised notice that describes our new practices.